Best Investment Ideas for College Students: Avoid Being Broke

So, you’re a college student. You have a lot on your plate, and it’s easy to get caught up in the day-to-day hustle of classes, homework, clubs, and socializing with friends. To avoid being broke during your college years (or at any point in life), here are some of the best investment ideas for college students who want some extra cash flow while studying or working on their degree.

Become a Digital Content Creator 

Becoming a digital content creator is one of the best investment ideas for college students. If blogging and YouTube videos have piqued your interest but seem too daunting at first glance, then consider starting with small tasks like taking photos and selling them online. 

If you are willing and ready, you can start making money by creating one video each week on YouTube or uploading five posts per month to your blog. In addition, your site will likely generate revenue from affiliate marketing.

Invest in Cheap Stocks

Even if you have $100, it’s possible to multiply it as long as you invest it correctly. For example, Wal-Mart’s (WMT) shares are about $69, and they offer dividend yields of almost three percent. That means favorable trading patterns will increase your income; then, you can buy more stock and redeem your dividends. To buy WMT shares, open up an account with Vanguard or Fidelity- these companies have lower fees than other retail brokers such as Ameritrade or ETRADE.​​​​​​​ It’s also a good idea to check out stock forecasting tools to help streamline the process.​​​​​​​

Do Online Design Gigs

The beauty of this idea is that you can do it while sitting on your couch—all you need to create an online portfolio and start marketing yourself. Of course, as a designer, you also need basic design skills, copywriting abilities, internet access, and time. If you have those four things in place, then all you need now is patience for potential clients to find and hire you.

Sell Gigs on Fiverr

If you’re looking for a way to make some quick money, Fiverr is the place. You can sell just about any service or product there- all for $20. There are millions of gigs available, from designers to developers and every other profession. But, of course, once you have enough work experience and ratings, you will charge more than this starting rate of $20 per gig.

Become an SEO Guru for Others

If you are well-versed in the art of search engine optimization, then this is a low-risk investment. If you have an established blog with high traffic or previously worked as an SEO analyst, then your skills will pay off big time

You may charge new clients monthly fees or require them to buy into your services for a year (it is up to you). The best part about becoming an SEO guru is that it doesn’t take long before you’re making money because of high demand.


This post has given you some ideas to help avoid being broke. So, diversify your income and try something new in college. Anything worth doing takes time, but the return on investment will be well worth it! Good luck!

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